Medical science and medical technology have come a long way, but there still isn’t a calendar pregnancy program that can pinpoint exactly when a baby will come. You simply can’t put nature on a schedule unless you have an elective Cesarean section, or if your health dictates that such a procedure is necessary, but generally you can’t predict a birth.
Because of this, you need to make sure you know exactly what your health insurance policy covers concerning your pregnancy. his way you can determine the steps to take via your calendar pregnancy.
Health Insurance Coverage For Pregnant Women
The first thing you need to check for is when coverage for the pregnancy begins. Most insurance companies start covering it at the same time you start using your calendar pregnancy software to keep track of the days and the baby’s development—in other words, right after you find out for sure that you’re pregnant.
The next thing you need to check on, especially if there is even a possibility that you may have to have a Cesarean section, is what exactly is covered in that procedure. You may not have the option of an elective Cesarean; it may have to be deemed a medical necessity before insurance will cover it.
Along those same lines, another thing you’ll want to check on is how long you’ll be
allowed to stay in the hospital. Federal law states that you cannot be released sooner Image Via Flickr
than 96 hours (4 days) after your c-section. If your insurance policy says differently, you might want to make the insurance company aware of this.
